|
Diversify your
Investment Portfolio
Many
investment advisors
recommend a mix of
investments to increase
overall investment
returns, while lowering
risk. Stocks and mutual
funds can offer a high
return, but also have
high risk. Conversely,
fixed investments like
bonds and CD's have
lower returns but much
lower risk.
An alternative is
Trust deed investments,
which have higher
returns than many other
fixed rate investments,
and less risk than
stocks, since all loans
are secured by real
estate. These
investments are an
excellent way to further
diversify your portfolio
to increase your overall
return and further
reduce risk.
|
|
Trust Deeds
|
CD's |
Stocks |
Municipal
Bonds
|
|
Yield
|
9-15%
|
4-5%
|
Variable
|
5-6%
|
|
Risk
|
Moderate/low
|
Low |
High |
Low |
|
Secured by
|
Real Estate
|
FDIC
|
Unsecured
|
Unsecured
|
|
Liquidity
|
Yes |
Yes with Penalty
|
Yes |
Yes |
|
Expense
|
None
|
Variable |
Commission
|
Commission
|
Getting Started
California law permits
up to ten investors to
participate in a single
trust deed. Overland
Financial Private
Investor Division
specializes in loans of
$200,000 to $20,000,000,
so for a loan with ten
investors, the average
investment is one tenth
of the loan amount, or
from $25,000 to $300,000
per investor. Some
investors take a larger
percentage of the total
loan, so we are able to
accept investments of as
little as $25,000 from
some investors in our
smaller loans.
To get started, tell us
about your investment
objectives and the
amount you are
interested in investing.
As loans come available
that meets your
criteria, we'll contact
you with details so you
can decide in which
loans you will choose to
invest. After you and
others commit to invest
in a loan, we'll send
you the appropriate
paperwork and create the
trust deed that secures
that loan. Overland
Financial Private
Investor Division also
provides for servicing
of the loan to assure
that interest is paid to
you as it is received
from the borrower. To
get started now,
contact us or fill
in our
investor contact form
now.
IRA, Family Trust,
Pension funds
You may also be able to
invest your IRA, family
trust, or pension funds
in trust deeds. If your
administrator, custodian
or CPA is unable to
approve this for you,
contact us for names of
firms that will allow
you to invest your funds
in secured trust deed
investments.
Contact Overland
Financial P.I.D.
today!
|
